10 Best Credit Card For New Parents
Updated on: September 2023
Best Credit Card For New Parents in 2023
Amazon eGift Card - Baby Chalk

- Amazon.com Gift Cards never expire and carry no fees.
- Multiple gift card designs and denominations to choose from.
- Redeemable towards millions of items store-wide at Amazon.com or certain affiliated websites.
- Available for immediate delivery. Gift cards sent by email can be scheduled up to a year in advance.
- No returns and no refunds on Gift Cards.
- Amazon.com Gift Cards can only be used to purchase eligible goods and services on Amazon.com and certain related sites as provided in the Amazon.com Gift Card Terms and Conditions. To purchase a gift card for use on an Amazon website in another country, please visit: Amazon.ca, Amazon.cn, Amazon.fr, Amazon.de, Amazon.in, Amazon.it, Amazon.co.jp, Amazon.co.uk, Amazon.es, or Amazon.com.au.
Amazon.com $50 Gift Card in a Greeting Card (Fitting Christmas Design)

- Gift Card is affixed inside a greeting card with a separate mailing envelope
- Gift amount may not be printed on Gift Cards
- Gift Card has no fees and no expiration date
- No returns and no refunds on Gift Cards
- Gift Card is redeemable towards millions of items storewide at Amazon.com
- Scan and redeem any Gift Card with a mobile or tablet device via the Amazon App
- Free One-Day Shipping (where available)
Amazon.com Gift Card in a Mini Envelope (Navy and Gold)

- Gift Card is affixed inside a mini envelope
- Gift amount may not be printed on Gift Cards
- Gift Card has no fees and no expiration date
- No returns and no refunds on Gift Cards
- Gift Card is redeemable towards millions of items storewide at Amazon.com
- Scan and redeem any Gift Card with a mobile or tablet device via the Amazon App
- Free One-Day Shipping (where available)
AmazonBasics 12-Sheet High-Security Micro-Cut Paper, CD, and Credit Card Shredder with Pullout Basket

- High-security micro-cut paper shredder can shred 12 sheets of 20-pound-thickness paper at a time; destroys credit cards and CDs/DVDs
- Shreds documents into confetti-like particles, measuring just 5/32 by 15/32 inches; P4 security level
- 4-Mode switch for auto, off, reverse, and forward (clog remover); 10-minute continuous run time; 40-minute cool-down time
- Indicator lights for standby, overheat, overload, door open, and bin full; 5.7-Gallon pull-out waste bin for easy emptying
- Measures 10.2 by 14.2 by 20 inches (LxWxH); black plastic housing; Type-A plug; backed by an AmazonBasics 1-year limited warranty
Amazon.com Gift Card in a Greeting Card (Oh, Baby! Design)

- Gift Card is affixed inside a greeting card with a separate mailing envelope
- Gift Card has no fees and no expiration date
- No returns and no refunds on Gift Cards
- Gift Card is redeemable towards millions of items storewide at Amazon.com
- Scan and redeem any Gift Card with a mobile or tablet device via the Amazon App
Lot of 4 Pocket Compact Magnetic Close Gold Address Books in Sleeves Generic New
Amazon.com Gift Card in a Black Gift Box (Thank You Icons Card Design)

- Gift Card is nested inside a specialty gift box
- Gift Card has no fees and no expiration date
- No returns and no refunds on Gift Cards
- Gift amount may not be printed on Gift Cards
- To check the amount loaded on your Gift Card, please visit Amazon.com/yourorders
- Gift Card is redeemable towards millions of items storewide at Amazon.com
- Scan and redeem any Gift Card with a mobile or tablet device via the Amazon App
- Free One-Day Shipping (where available)
Amazon.com Gift Card in a Hello Baby Reveal

- Gift Card is nested inside a specialty pop-up box
- Gift Card has no fees and no expiration date
- No returns and no refunds on Gift Cards
- Gift amount may not be printed on Gift Cards
- To check the amount loaded on your Gift Card, please visit Amazon.com/yourorders
- Gift Card is redeemable towards millions of items storewide at Amazon.com
- Scan and redeem any Gift Card with a mobile or tablet device via the Amazon App
- Free One-Day Shipping (where available)
Amazon Gift Card - Print - Baby Icons Blue

- Amazon.com Gift Cards never expire and carry no fees.
- Multiple gift card designs and denominations to choose from.
- Redeemable towards millions of items store-wide at Amazon.com or certain affiliated websites.
- No returns and no refunds on Gift Cards.
- Amazon.com Gift Cards can only be used to purchase eligible goods and services on Amazon.com and certain related sites as provided in the Amazon.com Gift Card Terms and Conditions. To purchase a gift card for use on an Amazon website in another country, please visit: Amazon.ca, Amazon.cn, Amazon.fr, Amazon.de, Amazon.in, Amazon.it, Amazon.co.jp, Amazon.co.uk, Amazon.es, or Amazon.com.au.
AncestryDNA: Genetic Ethnicity Test

- Discover your DNA story with our easy-to-use kit. Simply send in your saliva sample to our lab in the prepaid package, and your report will be ready in around 6-8 weeks. Detailed instructions are included.
- AncestryDNA is the #1 selling consumer DNA test.* From your origins in over 1000 regions, to the most connections to living relatives, no other DNA test delivers such a unique, interactive experience.
- Our new DNA experience gives you a more precise ethnicity estimate with greater geographic detail and in-depth historical insights.
- Combine what you learn from your DNA with an Ancestry Subscription, for access to millions of family trees and billions of records, for even more insight into your genealogy and origins.
- *Substantiated by AncestryDNA, January 2019 report.
How to Make Up for a Credit Card Late Fee
If a credit card payment was late by mistake, it is possible to make up for the fee. Those that feel cheated by a simple error can recoup their losses using one or more of these easy methods.
I recently paid my credit card late by only five hours, and I was charged a $25 late fee. The interest rate also sky rocketed to 26 percent. Although I made a mistake when paying the bill by not reading and following their payment terms, I wanted to find a way to make up for the loss. I decided against calling the company since I wanted to pay it off as soon as possible and never use it again. You might have additional options to make up for the loss.
Begin by Calling Customer Service
When trying to make up for a credit card late fee, consider whether or not you want to continue using the account. If you want to keep the card, call customer service before giving up and paying the late fee. If the account is in good standing and the payment was never before late, ask a company representative if they are willing to credit the account to make up for the late fee if the payment is immediately made. You might be surprised. Many companies will refund the late fee if prior payments were made on time.
Work Harder to Pay Off the Balance
If a credit card payment is late, read the fine print on the next bill. The company probably increased the interest rate, and they probably did not bother to let you know. Trying to make up for the inflated charges can be difficult, especially if the balance is high. However, an increased rate creates financial incentive. You will more than likely want to pay it off sooner. Make up for credit card fees by working harder to pay off the entire balance. Do not continue to use the account. Pay more toward the balance and you will more than make up for the credit card late fee and the inflated interest rate.